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Leniency in Transactions and Business Dealings (Ahadith 1785 – 1787)

Bismillah.

Volume 3, Book 34, Number 290:

Narrated Jabir bin ‘Abdullah (radiallaahu `anhu):

Allah’s Apostle (sallallaahu `alayhi wasallam) said, “May Allah’s mercy be on him who is lenient in his buying, selling, and in demanding back his money.”


Volume 3, Book 34, Number 291:

Narrated Hudhaifa (radiallaahu `anhu):

The Prophet (sallallaahu `alayhi wasallam) said, “Before your time the angels received the soul of a man and asked him, ‘Did you do any good deeds (in your life)?’ He replied, ‘I used to order my employees to grant time to the rich person to pay his debts at his convenience.’ So Allah said to the angels; “Excuse him.” Rabi said that (the dead man said), ‘I used to be easy to the rich and grant time to the poor.’ Or, in another narration, ‘grant time to the well-off and forgive the needy,’ or, ‘accept from the well-off and forgive the needy.’


Volume 3, Book 34, Number 292:

Narrated Abu Huraira (radiallaahu `anhu):

The Prophet (sallallaahu `alayhi wasallam) said, “There was a merchant who used to lend the people, and whenever his debtor was in straitened circumstances, he would say to his employees, ‘Forgive him so that Allah may forgive us.’ So, Allah forgave him.”

 وَإِن كَانَ ذُو عُسْرَةٍ فَنَظِرَةٌ إِلَى مَيْسَرَةٍ وَأَن تَصَدَّقُواْ خَيْرٌ لَّكُمْ إِن كُنتُمْ تَعْلَمُونَ

And if the debtor is having a hard time, then grant him time till it is easy for him to repay; but if you remit it by way of charity, that is better for you if you did but know. [2:280]

Ibn Kathir comments on this ayah:

Allah commands creditors to be patient with debtors who are having a hard time financially,

﴿وَإِن كَانَ ذُو عُسْرَةٍ فَنَظِرَةٌ إِلَى مَيْسَرَةٍ﴾

(And if the debtor is having a hard time (has no money), then grant him time till it is easy for him to repay.)

During the time of Jahiliyyah, when the debt came to term, the creditor would say to the debtor, “Either pay now or interest will be added to the debt.”

Allah encouraged creditors to give debtors respite regarding their debts and promised all that is good, and a great reward from Him for this righteous deed,

﴿وَأَن تَصَدَّقُواْ خَيْرٌ لَّكُمْ إِن كُنتُمْ تَعْلَمُونَ﴾

(But if you remit it by way of charity, that is better for you if you did but know) meaning, if you forfeit your debts and cancel them completely.

Imam Ahmad recorded that Sulayman bin Buraydah said that his father said, “I heard the Messenger of Allah say,

«مَنْ أَنْظَرَ مُعْسِرًا، فَلَهُ بِكُلِّ يَوْمٍ مِثْلُهُ صَدَقَة»

(Whoever gives time to a debtor facing hard times, will gain charity of equal proportions for each day he gives.)

I also heard the Prophet say,

«مَنْ أَنْظَرَ مُعْسِرًا، فَلَهُ بِكُلِّ يَوْمٍ مِثْلُهُ صَدَقَة»

(Whoever gives time to a debtor facing hard times, will earn charity multiplied two times for each day he gives.) I said, `O Messenger of Allah! I heard you say, `Whoever gives time to a debtor facing hard times, will gain charity of equal proportions for each day he gives.’ I also heard you say, `Whoever gives time to a debtor facing hard times, will earn charity multiplied by two times for each day he gives.’ He said,

«لَهُ بِكُلِّ يَومٍ مِثْلُهُ صَدَقَةٌ قَبْلَ أَنْ يَحِلَّ الدَّيْنُ، فَإِذَا حَلَّ الدَّيْنُ فَأَنْظَرَهُ، فَلَهُ بِكُلِّ يَوْمٍ مِثْلَاهُ صَدَقَة»

(He will earn charity of equal proportions for each day (he gives time) before the term of the debt comes to an end, and when the term comes to an end, he will again acquire charity multiplied by two times for each day if he gives more time.)”

Ahmad recorded that Muhammad bin Ka`b Al-Qurazi said that Abu Qatadah had a debt on a man, who used to hide from Abu Qatadah when he looked for him to pay what he owed him. One day, Abu Qatadah came looking for the debtor and a young boy came out, and he asked him about the debtor and found out that he was in the house eating. Abu Qatadah said in a loud voice, “O Fellow! Come out, for I was told that you are in the house.” The man came out and Abu Qatadah asked him, “Why are you hiding from me” The man said, “I am having a hard time financially, and I do not have any money.” Abu Qatadah said, “By Allah, are you truly facing a hard time” He said, “Yes.” Abu Qatadah cried and said, “I heard the Messenger of Allah say,

«مَنْ نَفَّسَ عَنْ غَرِيمِهِ أَوْ مَحَا عَنْهُ،كَانَ فِي ظِلِّ الْعَرْشِ يَوْمَ الْقِيَامَة»

(Whoever gives time to his debtor, or forgives the debt, will be in the shade of the Throne (of Allah) on the Day of Resurrection.)”

Muslim also recorded this Hadith in his Sahih.

Al-Hafiz Abu Ya`la Al-Mawsili recorded that Hudhayfah said that the Messenger of Allah said,

«أُتِيَ اللهُ بِعَبْدٍمِنْ عَبِيدِهِ يَوْمَ الْقِيَامَةِ قَالَ: مَاذَا عَمِلْتَ لِي فِي الدُّنْيَا؟ فَقَالَ: مَا عَمِلْتُ لَكَ يَا رَبِّ مِثْقَالَ ذَرَّةٍ فِي الدُّنْيَا أَرْجُوكَ بِهَا قَالَهَا ثَلَاثَ مَرَّاتٍ قَالَ الْعَبْدُعِنْدَ آخِرِهَا: يَا رَبِّ إِنَّكَ كُنْتَ أَعْطَيْتَنِي فَضْلَ مَالٍ، وَكُنْتُ رَجُلًا أُبَايِعُ النَّاسَ، وَكَانَ مِنْ خُلُقِي الْجَوازُ، فَكُنْتُ أُيَسِّرُ عَلَى الْمُوسِرِ وَأُنْظِرُ الْمُعْسِرَ، قَالَ: فَيَقُولُ اللهُ عَزَّوَجَلَّ: أَنَا أَحَقُّ مَنْ يُيَسِّرُ، ادْخُلِ الْجَنَّة»

(On the Day of Resurrection, one of Allah’s servants will be summoned before Him and He will ask him, “What deeds did you perform for Me in your life” He will say, “O Lord! In my life, I have not performed a deed for Your sake that equals an atom,” three times. The third time, the servant will add, “O Lord! You granted me wealth and I used to be a merchant. I used to be lenient, giving easy terms to those well-off and giving time to the debtors who faced hard times.” Allah will say, “I Am the Most Worthy of giving easy terms. Therefore, enter Paradise.”)

There is no Harm III (Ahadith 1490 – 1495)

Bismillah.

Volume 2, Book 26, Number 790:

Narrated Ibn Abbas (radiallaahu `anhu):

The Prophet (sallallaahu `alayhi wasallam) was asked about the slaughtering, shaving (of the head), and the doing of Rami before or after the due times. He said, “There is no harm in that.”


Volume 2, Book 26, Number 791:

Narrated Ibn Abbas (radiallaahu `anhu):

The Prophet (sallallaahu `alayhi wasallam) was asked (as regards the ceremonies of Hajj) at Mina on the Day of Nahr and he replied that there was no harm. Then a man said to him, “I got my head shaved before slaughtering.” He replied, “Slaughter (now) and there is no harm in it.” (Another) man said, “I did the Rami (of the Jimar) after midday.” The Prophet (sallallaahu `alayhi wasallam) replied, “There was no harm in it.”


Volume 2, Book 26, Number 792:

Narrated ‘Abdullah bin ‘Amr (radiallaahu `anhu):

Allah’s Apostle (sallallaahu `alayhi wasallam) stopped (for a while near the Jimar at Mina) during his last Hajj and the people started asking him questions. A man said, “Ignorantly I got my head shaved before slaughtering.” The Prophet (sallallaahu `alayhi wasallam) replied, “Slaughter (now) and there is no harm in it.” Another man said, “Unknowingly I slaughtered the Hadi before doing the Rami.” The Prophet (sallallaahu `alayhi wasallam) said, “Do Rami now and there is no harm in it.” So, on that day, when the Prophet (sallallaahu `alayhi wasallam) was asked about anything (about the ceremonies of Hajj) done before or after (its stated time) his reply was, “Do it (now) and there is no harm.”


Volume 2, Book 26, Number 793:

Narrated ‘Abdullah bin ‘Amr bin Al-‘As (radiallaahu `anhu):

I witnessed the Prophet (sallallaahu `alayhi wasallam) when he was delivering the sermon on the Day of Nahr. A man stood up and said, “I thought that such and such was to be done before such and such. I got my hair shaved before slaughtering.” (Another said), “I slaughtered the Hadi before doing the Rami.” So, the people asked about many similar things. The Prophet (sallallaahu `alayhi wasallam) said, “Do it (now) and there is no harm in all these cases.” Whenever the Prophet (sallallaahu `alayhi wasallam) was asked about anything on that day, he replied, “Do it (now) and there is no harm in it.”


Volume 2, Book 26, Number 794:

Narrated ‘Abdullah bin ‘Amr bin Al-‘As (radiallaahu `anhu):

Allah’s Apostle (sallallaahu `alayhi wasallam) stopped while on his she-camel (the subnarrator then narrated the Hadith as above, i.e. 793).

Previously discussed here.

Quality of Zakah (contd.) (Hadith No. 1236)

Bismillah.

In day-before-yesterday’s post, I expressed my own opinion regarding quality of Zakah, that one might as well give the best of what he has as Zakah since he’s giving it for the sake of Allah. But today’s Hadith gives a different approach to it. Read on..

Volume 2, Book 24, Number 537:

Narrated Ibn `Abbas (radiallaahu `anhu):

When Allah’s Apostle (sallallaahu `alayhi wasallam) sent Mu`adh (radiallaahu `anhu) to Yemen, he said (to him), “You are going to people of a (Divine) Book. First of all invite them to worship Allah (alone) and when they come to know Allah, inform them that Allah has enjoined on them, five prayers in every day and night; and if they start offering these prayers, inform them that Allah has enjoined on them, the Zakat. And it is to be taken from the rich amongst them and given to the poor amongst them; and if they obey you in that, take Zakat from them and avoid (don’t take) the best property of the people as Zakat.”

I don’t find my opinion contradicting with this one. What I said was for the Zakah-giver, and that too, just a suggestion. This instruction of the Prophet (sallallaahu `alayhi wasallam), “avoid the best property of people as Zakat” is for the Zakah-collector. He’s being taught to be lenient with people. If the Zakah-collector was to take the best of their animals away, they won’t really look forward to paying Zakah each year to him, would they?

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